5 jobs found

Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.   The Executive Assistant contributes to the overall success of Strategic Services, providing primary support to their designated executive and general support to the Legal Department, Legal & Corporate Affairs, ensuring specific individual goals, plans, initiatives are executed / delivered in support of the team’s business strategies and objectives. Ensures all activities conducted are in compliance with governing regulations, internal policies and procedures.   Is this role right for you? In this role, you will:   Champion a customer focused culture to deepen client relationships and leverage broader Bank relationships, systems and knowledge. Provide a variety of complex and routine administrative support to the EVP & General Counsel, and the Senior Vice President and Deputy General Counsel. Maintain daily calendar and schedules meetings for the EVP and the SVP. Ensure the necessary background information and materials are gathered prior to EVP’s meetings/appointments. Prepare quarterly certification sign-offs for distribution, follow-up to ensure completion. Receive inquiries and manage the EVP’s inbox in order to identify priorities for the attention of the EVP. Arrange and coordinate domestic and international travel. Prepare and submit expense reports. Perform a variety of other administrative duties and support as required. Multi-task assignments as needed while effectively dealing with deadlines When required, interacts with executive management across all business lines as well as external stakeholders. Support the approval of standard expenditures submitted to the EVP. Support the planning and execution of department events including town halls and monthly meetings. Understand how the Bank’s risk appetite and risk culture should be considered in day-to-day activities and decisions. Actively pursue effective and efficient operations of their respective areas in accordance with Scotiabank’s Values, its Code of Conduct, and the Global Sales Principles, while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational, compliance, AML/ATF/sanctions and conduct risk. Champion a high performance environment and contributes to an inclusive work environment   Do you have the skills that will enable you to succeed in this role? - We'd love to work with you if you have:   This position deals with numerous sensitive issues, requiring strict confidentiality and accuracy. The incumbent is expected to troubleshoot and make independent decisions within defined parameters on day to day assignments and seek guidance/clarity on policy and objectives.   Minimum 5 years Senior/Executive Legal Assistant experience. High level of judgement/organizational skills and initiative to deal with complex duties. Ability to adapt to constantly shifting priorities in a high pressured changing work environment. Ability to work under pressure to meet deadlines. Ability to exercise discretion when dealing with sensitive, highly confidential matters. Excellent interpersonal and written skills to communicate with management, business lines as well as working in a team environment. Highly organized and ability to multi-task. Proven experience interacting with senior management. Self-starter with ability to work with minimal supervision. Ability to work in a collaborative manner within the department and with staff in other departments Good knowledge of specialized legal terminology, documents, and procedures. Advanced knowledge of MS Office suite and software tools as applied to the position. Strong understanding of Scotiabank’s organizational structure and adaptability to the operational environment. Some more information you might want to know:   Number of Board and Committee Meetings – 10 Board; 25 Committee per year Number of Annual General Meetings and Out-of-Town Meetings – 1 AGM Number of Directors: 13   Location(s): Canada : Ontario : Toronto Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets. At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.

About the job We are a leading financial services provider committed to making decisions easier and lives better for our customers and colleagues around the world. From our environmental initiatives to our community investments, we lead with values throughout our business. To help us stand out, we help you step up, because when colleagues are healthy, respected and meaningfully challenged, we all thrive. Discover how you can grow your career, make impact and drive real change with our Winning Team today. Working Arrangement Hybrid Job Description Reporting to the VP & Chief Counsel, Corporate Law, this role of Senior Counsel, Global Corporate Legal Affairs will support a broad range of legal matters related to Manulife’s financial, timely ,and ESG-related public disclosure, as well as support Manulife’s proprietary investment, acquisition and divestiture activity. Responsibilities For This Role Include Legal support for financial, timely, and ESG-related public disclosure matters, including providing advice regarding Manulife’s disclosure obligations, reviewing disclosure material, and drafting disclosure material Supervising emerging legal and regulatory developments in securities laws, proactively assessing their impact and recommending changes to disclosure and to disclosure policies, practices and controls Supervising the filing of financial disclosure documents with various securities regulators and stock exchanges Legal research and memorandum drafting Structure and negotiate private fixed income investment acquisitions (e.g., private placements, project finance, and P3 transactions) for Manulife’s global on-balance sheet portfolios; support the management of these assets through their life cycle Acting as a liaison with other Manulife groups (Finance, Sustainability, Risk) on disclosure matters What will be encouraged from Me? Law degree and admission to the Bar required. 4-7 years of proven track record in securities and/or corporate transactions, ideally gained in a large or mid-sized law firm and/or large public company. Understanding of the Canadian and U.S. public company regulatory environments and familiarity with Canadian securities laws and regulations, and applicable rules of the Toronto Stock Exchange and the New York Stock Exchange would be an asset. Experienced with public disclosure work Excellent verbal and written communication skills; strong drafting skills Very well organized, with strong attention to detail Ability to identify legal problems Strong critical thinking and problem-solving skills. Strong interpersonal skills, with the ability to collaborate and establish relationships Proven track record of working under pressure, in collaboration with others. Thoughtful and ability to operate with discretion What We Offer You A competitive salary and benefits packages! A growth trajectory that extends upward and outward, encouraging you to follow your passions and learn new skills. A focus on growing your career path with us. Flexible work policies and strong work-life balance. Professional development and leadership opportunities. Our commitment to you Values-first culture We lead with our Values every day and bring them to life together. Boundless opportunity We build opportunities to learn and grow at every stage of your career! Continuous innovation We invite you to help redefine the future of financial services. Delivering the promise of Diversity, Equity and Inclusion We foster an inclusive environment where everyone thrives. Championing Corporate Citizenship We build a business that benefits all partners and has a positive social and environmental impact. About Manulife And John Hancock Manulife Financial Corporation is a leading international financial services group that helps people make their decisions easier and lives better. With our global headquarters in Toronto, Canada, we operate as Manulife across our offices in Asia, Canada, and Europe, and primarily as John Hancock in the United States. We provide financial advice, insurance, and wealth and asset management solutions for individuals, groups and institutions. At the end of 2022, we had more than 40,000 employees, over 116,000 agents, and thousands of distribution partners, serving over 34 million customers. At the end of 2022, we had $1.3 trillion (US$1.0 trillion) in assets under management and administration, including total invested assets of $0.4 trillion (US $0.3 trillion), and segregated funds net assets of $0.3 trillion (US$0.3 trillion). We trade as ‘MFC’ on the Toronto, New York, and the Philippine stock exchanges, and under ‘945’ in Hong Kong. Manulife is an Equal Opportunity Employer At Manulife /John Hancock , we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour , ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law. It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process . All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies . To request a reasonable accommodation in the application process with clear legal jobs, contact recruitment@manulife.com.

We are a leading financial services provider committed to making decisions easier and lives better for our customers and colleagues around the world. From our environmental initiatives to our community investments, we lead with values throughout our business. To help us stand out, we help you step up, because when colleagues are healthy, respected and meaningfully challenged, we all thrive. Discover how you can grow your career, make impact and drive real change with our Winning Team today.   Working Arrangement   Hybrid   Job Description   The Opportunity   Reporting to the VP & Chief Counsel, Corporate Law, this role of Senior Corporate Counsel, will support a broad range of legal matters related to Manulife’s financial, timely ,and ESG-related public disclosure, as well as support Manulife’s proprietary investment, acquisition and divestiture activity.   Responsibilities for this role include: Legal support for financial, timely, and ESG-related public disclosure matters, including providing advice regarding Manulife’s disclosure obligations, reviewing disclosure material, and drafting disclosure material Supervising emerging legal and regulatory developments in securities laws, proactively assessing their impact and recommending changes to disclosure and to disclosure policies, practices and controls Supervising the filing of financial disclosure documents with various securities regulators and stock exchanges Legal research and memorandum drafting Structure and negotiate private fixed income investment acquisitions ( e.g ., private placements, project finance, and P3 transactions) for Manulife’s global on-balance sheet portfolios; support the management of these assets through their life cycle Acting as a liaison with other Manulife groups (Finance, Sustainability, Risk) on disclosure matters   What will be encouraged from Me? Law degree and admission to the Bar required. 4-7 years of proven track record in securities and/or corporate transactions, ideally gained in a large or mid-sized law firm and/or large public company. Understanding of the Canadian and U.S. public company regulatory environments and familiarity with Canadian securities laws and regulations, and applicable rules of the Toronto Stock Exchange and the New York Stock Exchange would be an asset. Experienced with public disclosure work Excellent verbal and written communication skills; strong drafting skills Very well organized, with strong attention to detail Ability to identify legal problems Strong critical thinking and problem-solving skills. Strong interpersonal skills, with the ability to collaborate and establish relationships Proven track record of working under pressure, in collaboration with others. Thoughtful and ability to operate with discretion   What we offer you A competitive salary and benefits packages! A growth trajectory that extends upward and outward, encouraging you to follow your passions and learn new skills. A focus on growing your career path with us. Flexible work policies and strong work-life balance. Professional development and leadership opportunities.   Our commitment to you Values-first culture We lead with our Values every day and bring them to life together. Boundless opportunity We build opportunities to learn and grow at every stage of your career! Continuous innovation We invite you to help redefine the future of financial services. Delivering the promise of Diversity, Equity and Inclusion We foster an inclusive environment where everyone thrives. Championing Corporate Citizenship We build a business that benefits all partners and has a positive social and environmental impact.   #LI-Hybrid   About Manulife and John Hancock   Manulife Financial Corporation is a leading international financial services group that helps people make their decisions easier and lives better. With our global headquarters in Toronto, Canada, we operate as Manulife across our offices in Asia, Canada, and Europe, and primarily as John Hancock in the United States. We provide financial advice, insurance, and wealth and asset management solutions for individuals, groups and institutions. At the end of 2022, we had more than 40,000 employees, over 116,000 agents, and thousands of distribution partners, serving over 34 million customers. At the end of 2022, we had $1.3 trillion (US$1.0 trillion) in assets under management and administration, including total invested assets of $0.4 trillion (US $0.3 trillion), and segregated funds net assets of $0.3 trillion (US$0.3 trillion). We trade as ‘MFC’ on the Toronto, New York, and the Philippine stock exchanges, and under ‘945’ in Hong Kong.   Manulife is an Equal Opportunity Employer   At Manulife /John Hancock , we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour , ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law.   It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process . All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies . To request a reasonable accommodation in the application process, contact recruitment@manulife.com .   Salary & Benefits   The annual base salary for this role is listed below.   Primary Location Toronto, Ontario   Salary range is expected to be between $111,930.00 CAD - $207,870.00 CAD   If you are applying for this role outside of the primary location, please contact recruitment@manulife.com for the salary range for your location. The actual salary will vary depending on local market conditions, geography and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training. Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance.   Manulife offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in Canada includes holidays, vacation, personal, and sick days, and we offer the full range of statutory leaves of absence. If you are applying for this role on the clear legal job board in the U.S., please contact recruitment@manulife.com for more information about U.S.-specific paid time off provisions.    

We are a leading financial services provider committed to making decisions easier and lives better for our customers and colleagues around the world. From our environmental initiatives to our community investments, we lead with values throughout our business. To help us stand out, we help you step up, because when colleagues are healthy, respected and meaningfully challenged, we all thrive. Discover how you can grow your career, make impact and drive real change with our Winning Team today.   Working Arrangement   Hybrid   Job Description   The Opportunity   Reporting to the VP & Chief Counsel, Corporate Law, this role of Senior Counsel, Global Corporate Legal Affairs will support a broad range of legal matters related to Manulife’s financial, timely ,and ESG-related public disclosure, as well as support Manulife’s proprietary investment, acquisition and divestiture activity.   Responsibilities for this role include: Legal support for financial, timely, and ESG-related public disclosure matters, including providing advice regarding Manulife’s disclosure obligations, reviewing disclosure material, and drafting disclosure material Supervising emerging legal and regulatory developments in securities laws, proactively assessing their impact and recommending changes to disclosure and to disclosure policies, practices and controls Supervising the filing of financial disclosure documents with various securities regulators and stock exchanges Legal research and memorandum drafting Structure and negotiate private fixed income investment acquisitions ( e.g ., private placements, project finance, and P3 transactions) for Manulife’s global on-balance sheet portfolios; support the management of these assets through their life cycle Acting as a liaison with other Manulife groups (Finance, Sustainability, Risk) on disclosure matters   What will be encouraged from Me? Law degree and admission to the Bar required. 4-7 years of proven track record in securities and/or corporate transactions, ideally gained in a large or mid-sized law firm and/or large public company. Understanding of the Canadian and U.S. public company regulatory environments and familiarity with Canadian securities laws and regulations, and applicable rules of the Toronto Stock Exchange and the New York Stock Exchange would be an asset. Experienced with public disclosure work Excellent verbal and written communication skills; strong drafting skills Very well organized, with strong attention to detail Ability to identify legal problems Strong critical thinking and problem-solving skills. Strong interpersonal skills, with the ability to collaborate and establish relationships Proven track record of working under pressure, in collaboration with others. Thoughtful and ability to operate with discretion   What we offer you A competitive salary and benefits packages! A growth trajectory that extends upward and outward, encouraging you to follow your passions and learn new skills. A focus on growing your career path with us. Flexible work policies and strong work-life balance. Professional development and leadership opportunities.   Our commitment to you Values-first culture We lead with our Values every day and bring them to life together. Boundless opportunity We build opportunities to learn and grow at every stage of your career! Continuous innovation We invite you to help redefine the future of financial services. Delivering the promise of Diversity, Equity and Inclusion We foster an inclusive environment where everyone thrives. Championing Corporate Citizenship We build a business that benefits all partners and has a positive social and environmental impact.   #LI-Hybrid   About Manulife and John Hancock   Manulife Financial Corporation is a leading international financial services group that helps people make their decisions easier and lives better. With our global headquarters in Toronto, Canada, we operate as Manulife across our offices in Asia, Canada, and Europe, and primarily as John Hancock in the United States. We provide financial advice, insurance, and wealth and asset management solutions for individuals, groups and institutions. At the end of 2022, we had more than 40,000 employees, over 116,000 agents, and thousands of distribution partners, serving over 34 million customers. At the end of 2022, we had $1.3 trillion (US$1.0 trillion) in assets under management and administration, including total invested assets of $0.4 trillion (US $0.3 trillion), and segregated funds net assets of $0.3 trillion (US$0.3 trillion). We trade as ‘MFC’ on the Toronto, New York, and the Philippine stock exchanges, and under ‘945’ in Hong Kong.   Manulife is an Equal Opportunity Employer   At Manulife /John Hancock , we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour , ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law.   It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process . All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies . To request a reasonable accommodation in the application process, contact recruitment@manulife.com .   Salary & Benefits   The annual base salary for this role is listed below.   Primary Location Toronto, Ontario   Salary range is expected to be between $111,930.00 CAD - $207,870.00 CAD   If you are applying for this role outside of the primary location, please contact recruitment@manulife.com for the salary range for your location. The actual salary will vary depending on local market conditions, geography and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training. Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance.   Manulife offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in Canada includes holidays, vacation, personal, and sick days, and we offer the full range of statutory leaves of absence. If you are applying for this role in the U.S., please contact recruitment@manulife.com for more information about U.S.-specific paid time off provisions on clear legal jobs.    

We are a leading financial services provider committed to making decisions easier and lives better for our customers and colleagues around the world. From our environmental initiatives to our community investments, we lead with values throughout our business. To help us stand out, we help you step up, because when colleagues are healthy, respected and meaningfully challenged, we all thrive. Discover how you can grow your career, make impact and drive real change with our Winning Team today.   Working Arrangement   Hybrid   Job Description   The Opportunity   Manulife seeks transactional lawyers with 4 to 10 years of meaningful work experience involving the structuring, negotiating and managing of complex transactions including (i) private equity investment transactions, (ii) private equity fund raising and fund management, (iv) senior and junior debt transactions, including private placements, and (iv) mergers/acquisitions. This position works closely with the company’s investment management business and its front-office teams that originate investments around the world. The position will also collaborate with other business teams and legal colleagues in Canada, the United States and internationally to support asset origination, investment management, fundraising and corporate initiatives.   The successful candidates will have deep knowledge of private equity transactions, including both collective investment vehicles and direct investments across a variety of asset classes and industries, as well as fundraising, and familiarity with debt transactions of various types. Experience in cross-border transactions, project finance, infrastructure transactions and/or workouts and restructurings enhances any candidacy. Above all, we seek colleagues who act as trusted advisors and broad problem solvers to partner with business clients to develop prudent, creative solutions that advance and protect the company’s interests.   Specific Responsibilities: Partner with internal clients to analyze and structure opportunities Review, analyze and negotiate agreements Manage transaction processes from origination through closing Direct outside counsel in connection with transactions and other investment matters Keep abreast of legal, regulatory and market developments Apply legal principles in a practical way to support and protect the company Provide general corporate advice to support the company’s investment businesses and operations   Qualifications: Juris Doctor with 4+ years meaningful experience Must be (or become) licensed to practice law in Ontario (or other applicable province) or Massachusetts (depending on primary location) Integrity, collegiality, team orientation, and professionalism Strong analytical abilities, excellent judgment and outstanding communication skills Prior work experience at a major law firm and/or in a corporate environment Ability to work optimally with clients and colleagues remotely and across the globe Adaptability to shifting demands in an evolving environment   What can we offer: A competitive salary and benefits packages. We offer a growth trajectory that extends upward and outward, encouraging you to follow your passions and learn new skills! A focus on growing your career path with us. Flexible work policies and strong work-life balance. Professional development and leadership opportunities. Our commitment: Values-first culture We lead with our Values every day and bring them to life together. Boundless opportunity We build opportunities to learn and grow at every career stage. Continuous innovation! We invite you to help redefine the future of financial services. Delivering the promise of Diversity, Equity and Inclusion We foster an inclusive workplace where everyone thrives. Championing Corporate Citizenship We build a business that benefits all partners and has a positive social and environmental impact.   We bring bold ambition and set of goals to drive transformation in our industry, a mission for “Decisions made easier. Lives made better”, a leadership team dedicated to your growth and success as well as our best, every day!   #LI-Hybrid   About Manulife and John Hancock   Manulife Financial Corporation is a leading international financial services group that helps people make their decisions easier and lives better. With our global headquarters in Toronto, Canada, we operate as Manulife across our offices in Asia, Canada, and Europe, and primarily as John Hancock in the United States. We provide financial advice, insurance, and wealth and asset management solutions for individuals, groups and institutions. At the end of 2022, we had more than 40,000 employees, over 116,000 agents, and thousands of distribution partners, serving over 34 million customers. At the end of 2022, we had $1.3 trillion (US$1.0 trillion) in assets under management and administration, including total invested assets of $0.4 trillion (US $0.3 trillion), and segregated funds net assets of $0.3 trillion (US$0.3 trillion). We trade as ‘MFC’ on the Toronto, New York, and the Philippine stock exchanges, and under ‘945’ in Hong Kong.   Manulife is an Equal Opportunity Employer   At Manulife /John Hancock , we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour , ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law.   It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process . All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies . To request a reasonable accommodation in the application process, contact recruitment@manulife.com .   Salary & Benefits   The annual base salary for this role is listed below.   Primary Location Toronto, Ontario   Salary range is expected to be between $111,930.00 CAD - $207,870.00 CAD   If you are applying for this role outside of the primary location, please contact recruitment@manulife.com for the salary range for your location. The actual salary will vary depending on local market conditions, geography and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training. Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance.   Manulife offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in Canada includes holidays, vacation, personal, and sick days, and we offer the full range of statutory leaves of absence. If you are applying for this role in the U.S., please contact recruitment@manulife.com for more information about U.S.-specific paid time off provisions look on clear legal jobs.