Junior Legal Counsel

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Job Opportunity: Legal Counsel at Fairstone Bank

Location: Montreal, QC | Toronto, ON | London, ON (Hybrid) Experience: 1 – 3 years Salary Range: $80,000 – $95,000 + Annual Incentive Bonus

About Fairstone Bank of Canada

Fairstone Bank and its family of brands—including Home Trust Company, Home Bank, Oaken Financial, EdenPark, and Fig—are united in delivering innovative, accessible, and reliable financial solutions. As Canada’s leading alternative lending bank, we offer a diverse suite of products:

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  Residential and Commercial Mortgages

   

   

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  Consumer Deposits and GICs

   

   

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  Credit Cards and Personal Loans

   

   

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  Retail and Automobile Financing

   

   

With nearly a century of legacy lending experience, we are proud to foster growth for newcomers, small-business owners, and savvy investors across Canada.

The Role: Legal Counsel

Join our growing team as Legal Counsel, reporting directly to the Director, Legal. In this role, you will be a key member of a dynamic in-house legal team, providing expertise to Fairstone Financial Inc. while managing legal and regulatory risks in a fast-paced environment.

Key Responsibilities

• Strategic Advisory: Provide legal support to operations, human resources, risk, finance, marketing, and product development teams.

• Litigation Management: Oversee customer and employment-related litigation files in collaboration with external counsel.

• Contract Negotiation: Draft and review commercial contracts for consumer lending, credit cards, retail point-of-sale financing, and real estate leases.

• Regulatory Compliance: Advise on federal and provincial consumer lending laws, including consumer protection regulations.

What We’re Looking For

• Education: Juris Doctor (JD) or Bachelor of Laws (LLB).

• Licensure: Member in good standing with a provincial law society (Ontario or Quebec Bar membership preferred, or Member of the Chambre des Notaires du Québec).

• Experience: 1 – 3 years of corporate commercial law experience from a law firm or in-house department, preferably with exposure to banking or consumer finance.

• Skills: Strong drafting, analytical, and problem-solving skills with the ability to manage competing priorities.

• Bilingualism: Proficiency in both English and French is preferred.

• Asset: Experience with privacy and/or technology law.

Why You’ll Love Working at Fairstone

Fairstone is recognized as a Great Place to Work Canada 2025 and one of Montreal’s Top Employers 2025. We offer:

• Work-Life Balance: Hybrid work model and 6 wellness days annually.

• Future-Ready Savings: Group Retirement Savings Plan with up to 7% employer match.

• Comprehensive Benefits: Health and dental coverage via Manulife and virtual healthcare through Dialogue.

• Growth & Development: Education Assistance Program and the Fairstone Academy.

• Community Impact: One paid volunteer day per year.

How to Apply

Fairstone is an equal opportunity employer. We encourage applications from Aboriginals, members of visible minorities, and individuals with disabilities.

Ready to grow your legal career? Apply on LinkedIn or visit Fairstone Careers to learn more.

Note: Candidates must pass a criminal background check, credit check, and experience validation.